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edwardmj

edwardmj has written 2 posts for Fiscal Foolishness: JD Wealth Services' Blog

Student Loan Consolidation

According to the Federal Direct Consolidation Loans Information Center, when a borrower consolidates loans in the Direct Consolidation Loan Program, the US Department of Education pays off the original loans and originates a new loan for the total amount of the loan consolidated. Consolidation is a way to simplify the payment process, instead of paying … Continue reading

4 Ways to Improve Your FICO Credit Score

The abbreviation FICO is sometimes categorized as a derogatory term. The FICO score is simply a numeric summary of the items that are on your credit report. But, why do our credit scores have such a hold on us? Curse the day that the first cave man loaned out something on credit! But your credit … Continue reading

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